The American Payroll Association has released the results of a survey it conducted during National Payroll Week in September. APA says based on over 45,000 responses, over 70 percent would find it difficult to meet their financial obligations if their paycheck were delayed for a week; that although almost 90 percent of the respondents say their company offers a 401(k) program, only 84 percent of that number actually participate in the program; and that a majority report that they do not participate in other benefits offered by their companies such as medical flexible spending accounts (almost 52 percent do not participate); health savings accounts (73 percent do not participate); or transportation reimbursement incentive programs (60 percent do not participate).

Over 88 percent of the respondents reported they were confident or somewhat confident that their employer adequately protects vital personal information such as employee salary/wage information, social security number, and direct deposit bank account numbers from data breaches/identity theft.