For our members and your employees affected by the wildfires, here are some deadline reminders to apply for financial assistance that can help see you through this difficult time.

For you:

1. U.S. SBA low-interest disaster loans:
   1. Business Physical Disaster Loan (loans to businesses to repair/replace disaster-damaged property, including real estate, inventories, supplies, machinery, and equipment).  Deadline to apply is Tuesday, Oct. 10, 2023. Visit the SBA's Disaster Loan Page to apply.  Applicants can also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.  For more information on credit requirements, interest rates, and loan amount limits, visit the SBA's Fact Sheet on Disaster Loans.
   2. Economic Injury Disaster Loans (EIDL) (working capital to help businesses meet their ordinary and necessary financial obligations that cannot be met as a direct result of the wildfires). Deadline to apply is May 10, 2024. Visit the SBA's Disaster Loan Page to apply. Applicants can also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.  For more information on credit requirements, interest rates, and loan amount limits, visit the SBA's Fact Sheet on Disaster Loans.
2.  IRS Tax Relief:  Businesses affected by the wildfires have until February 15, 2024, to file returns and pay any taxes that were originally due on or after Aug. 8, 2023.  For more detailed information, including what types of tax payments and returns that are deferred, visit IRS.gov.
3. Kākoʻo Maui Fund:  The Council for Native Hawaiian Advancement is currently accepting funding applications from small businesses, nonprofits and community organizations.  No deadline given. To apply, visit the Council for Native Hawaiian Advancement. https://councilfornativehawaiianadvanceme2.my.site.com/DisasterAssistance/s/

For your employees:

1. FEMA Disaster Assistance:  Deadline to apply is Tuesday, Oct. 10, 2023.  How to apply:  (1) Visit DisasterAssistance.gov; (2) apply through the FEMA mobile app; or (3) call the FEMA Helpline at (800) 621-3362.
2. U.S. SBA low-interest Home Disaster loans: Deadline to apply is Tuesday, Oct. 10, 2023.  Visit the SBA's Disaster Loan Page to apply. Applicants can also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.  For more information on credit requirements, interest rates, and loan amount limits, visit the SBA's Fact Sheet on Disaster Loans.
3. IRS Tax Relief:  Individuals affected by the wildfires have until February 15, 2024, to file returns and pay any taxes that are originally due during this period.  For more detailed information, including what types of tax payments and returns that are deferred, visit IRS.gov.
4. People’s Fund of Maui: Adults (18+) who lost their primary residence in the recent fires are eligible to receive $1200/mo.  No deadline given.  To apply and for more information, visit the People's Fund of Maui website.
5. Hawaii Realtors Disaster Relief Assistance:  The deadline to apply is December 31, 2023.  A maximum of $3,000/household can be sought to assist with monthly mortgage expenses for a primary residence damaged by the wildfire, rental costs due to displacement from the primary residence, or hotel reimbursement due to displacement.  To apply and for more information, visit the Hawaii Realtors website.

In addition to the various financial assistance sources listed above, the County of Maui’s website, Maui Nui Strong at www.mauinuistrong.info, continues to provide helpful information, resources and other direct links to various forms of financial and non-financial assistance for businesses and individuals.